Professional Indemnity Insurance (PII)

February 26, 2020

If a professional such as a Designer designed something for a client in a way that no other designer would have designed it and then, as a result, the item designed was defective then that designer would be negligent. That is, it would be taken that the Designer did not exercise the same level of skill and care as every other designer in his profession would.

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Project Insurance: Defects or Damage?

February 26, 2020

The courts have for a long time made the distinction that works constructed defectively are not the same as damage occurring to the works. Construction works damaged by fire, storm or earthquake have incurred “damage”.

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